Start a book
Upload what you own
If you already hold names, load them here. Northline will then ask how to treat that book — Active, Growth, Hold / review, or Fund / DCA. That choice is saved to your account.
Drop a holdings CSV, Excel, or JSON. That is the save — no extra button. Sign in to keep it on your account.
What this app is for
Mandate
Northline is for long-term holders and active traders who require a solid growth core and growth satellite holdings. Horizon is your choice. The desk constructs a diversified portfolio and is designed to help protect capital through adverse events, while recommending action when conditions turn favorable. It will build a book from cash, or work a book you already hold and issue recommendations against those lines.
The intended outcome is clarity: what you own, why you own it, what would cause an exit, and how to respond on a difficult day — without a trading floor.
- Your horizon. Long holds or an active book — the growth core stays the same.
- Diversified core plus satellites. A growth core across sectors. Satellites stay small. No single name becomes the account.
- Protect and recommend. The system flags risk on the way down and opportunity on the way up.
- A book, not a feed. Build from cash below, or upload above. Recommendations attach to what you own.
What can you put to work
TFSA: growth is yours. US stocks still leak a bit of dividend tax. The world ETF is the cleaner first ticket.
The desk default. A growth core plus small satellites. Time does the compounding.
CAD 25,000
How do you want to start
Harvest Packs keep a solid core, then use Grok to find both large winners and small ones worth a starter. We write 10% a year on the door. Northline Fund Packages own funds instead. Same three lanes: Aggressive, Growth, Balance.
Harvest Packs. Core plus Grok hunting big and small winners. Stated goal 10% a year.
Harvest Packs
Growth
A solid core first — a few businesses you can own for years — then Grok hunts around it. Big winners that can carry the book, and small ones that earn their keep without becoming the account. The number we print is 10% a year.
Use Analyze and Grok on every add. Keep the core. Let the AI surface large compounders and small satellites. 10% is what we write on the door.
What the cash could become
Illustration only. Quiet, expected, and loud are blended from the names in this pack — the same weights as above. Markets will not walk this straight line.
Leave at 0 for a one-time deploy. Type a monthly add to dollar-cost average.
- Quiet
- 4.5% / yr
- Expected mix
- 8.2% / yr
- Loud path
- 10.6% / yr
| Horizon | Annual | Quiet | Expected | Loud |
|---|---|---|---|---|
| 1 year | 8.2% | 26,130 | 27,049 | 27,650 |
| 5 years | 8.2% | 31,184 | 37,066 | 41,373 |
| 10 years | 8.2% | 38,899 | 54,956 | 68,469 |
| 20 years | 8.2% | 60,524 | 120,805 | 187,518 |
| 30 years | 8.2% | 94,172 | 265,556 | 513,563 |
Why these sleeves
- Cash25%CAD 6,250.00
- World18%CAD 4,500.00
- Tech12%CAD 3,000.00
- Payments10%CAD 2,500.00
- Health10%CAD 2,500.00
- Industrial9%CAD 2,250.00
- Finance8%CAD 2,000.00
- Energy8%CAD 2,000.00
First lines
Harvest packs re-pick each sleeve from the live stack (zone, last, RSI, VWAP, strength). The template is the fallback, not the list. Fund packages stay one-ticket — those names do not rotate.
Empty. Add from the list, or load the first clip.
So a down week is a chance, not a crisis.
One ticket that owns the world. Fills the gaps you will miss as a new book.
Software + cloud. A core compounder, not a trade.
Payments sleeve. Waiting on a live last. Ranked on desk strength until the tape prints.
Health sleeve. Waiting on a live last. Ranked on desk strength until the tape prints.
Finance sleeve. Waiting on a live last. Ranked on desk strength until the tape prints.
Industrial sleeve. Waiting on a live last. Ranked on desk strength until the tape prints.
Pays you while you wait. Keeps the book from being only growth.
Three clips, not one click
New cash does not need to go in on a Monday morning. Split it so a bad week is a second chance, not a regret.
- Week 1Cash + the simple ticket43% · CAD 10,750
CASH · XEQT
- Week 2Core names32% · CAD 8,000.00
MSFT · MA · TMO
- Week 3Satellites last — or skip25% · CAD 6,250.00
AJG · PH · XOM
What to do with this cash
- Put the cash number in. This pack sizes the lines for you.
- Open Analyze on each ticker before you send a ticket.
- Buy in two or three clips, not one market order.
- Leave the leftover cash alone for the first month.
This replaces the last pack. Reset Book clears the path so you can pick again.
Leave these alone for now
- Options, leverage, and anything you cannot explain in one sentence.
- A single name over 10% of this cash. The desk does not start that way either.
- Last week’s winner from Search. That is a watch, not a first buy.
- Mixing two packages. Pick one. The leftover cash is the next decision, not a fourth theme.